Zakat Calculator

Zakat is the third pillar of Islam and, mechanically, a wealth calculation: 2.5% of qualifying wealth, due once that wealth has been at or above the nisab threshold for a lunar year. The principle is clear; the arithmetic across cash, gold at today's price, silver, business stock, money owed to you and debts you owe is where people reach for a calculator. This is that calculator, and it treats the subject with the privacy it deserves: a complete inventory of your wealth is nobody's data to collect, so nothing here is uploaded, stored or seen by anyone but you.

You enter what you own, in grams or tolas for the metals because both are how people actually count them, and the nisab threshold comes from whichever source you prefer: the figure your country's authorities publish in currency each year, typed straight in, or derived from today's gold or silver price. The classical thresholds are tola figures at heart: 7.5 tola of gold or 52.5 tola of silver, most scholars advising the silver basis since it obligates charity at the lower line.

How to use

1. Enter your cash, business stock, receivables and investments as of your zakat date.
2. Enter gold and silver in grams or tolas, with today's price per the same unit. Skip what you do not own.
3. Enter debts you owe that are due now; these reduce the zakatable amount.
4. Set the nisab: type the published amount for your country, or derive it from the silver or gold price.
5. Read the result: net zakatable wealth, the nisab it is measured against, and the 2.5% due.
6. Anything unusual in your situation, ask a scholar; the calculator computes, it does not rule.

Why use our zakat calculator?

Two design choices define this tool. First, prices are typed, not fetched. A calculator bundled with last month's gold price would silently compute the wrong nisab, and an API call would betray the privacy promise; the correct price is the one in your market today, in your currency, and you know it better than any feed. Second, the disclaimer is honest and specific: this tool does arithmetic with the classical constants, and it is not a fatwa. Whether personal-use jewellery is zakatable differs between schools, which debts deduct differs, and business assets have detail this page cannot judge. The tool says so plainly and points you to a scholar rather than pretending the questions away.

The calculation itself is complete for the common case: all the standard asset classes, liabilities deducted, the nisab comparison shown with its working so you can check every step. If your wealth is near the threshold, the display makes that visible instead of burying it, because at the margin the silver-versus-gold basis decision changes the obligation and you should see that clearly.

Adjacent needs are covered nearby: the percentage calculator for quick checks of any other rate, and the savings goal calculator for planning the year's giving alongside everything else the money must do.

Who is this tool for?

Most users arrive once a year, in Ramadan or on their personal zakat anniversary, with a bank balance, some savings, and jewellery whose gram weight they know but whose zakat treatment they do not. The calculator handles the arithmetic in two minutes, and its notes flag the jewellery question as one where schools differ, which is exactly the point to ask your scholar rather than a website.

Small business owners use the stock and receivables fields, valuing inventory at its selling price on the zakat date. Families calculate for elderly parents. New Muslims and young earners crossing nisab for the first time use it to learn the mechanics, with each step shown rather than hidden. And people paying in instalments through the year compute the annual figure here first, then divide.

Frequently asked questions